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& Your Loan is Decisioned Today!

You want an experienced professional?

Your financing is important. Do you really want to trust your application to an hourly paid telemarketer or be treated like a number at a national bank or corporate lending institution?

With more than 15 years in the mortgage industry, Sam Cowen offers deep industry expertise, a record of entrepreneurial achievement, service orientation and technology and marketing innovation.

You Deserve a Mortgage Designed for You & Customer Service on Your Terms.

Residential:

  • How about great rates on purchase financing for New Homes, Re-sales & For Sale by Owner(FSBO)

    ♠  We Compete w/ Builder Owned Mortgage Co 
    ♠  Quotes To Include Title Policy Fee (we pay)

  • No closing cost, low rate Refinance programs to help lower your monthly payment, consolidate debts or pull cash out for home improvements

  • Preferred Lender of Condo Projects & Urban Lofts

    ♠ Low Down Payment Investment Properties
    ♠ 1031 Exchange Expert

  • Limited Documentation and No Verification Programs

    ♠ Stated Income, Assets, Still Available 05/29/08

  • 100% Financing with no mortgage insurance

    ♠ 80/20 Still Available 05/29/08

  • Home Equity Loans and Lines of Credit

    ♠ Rates as lower than Prime available

  • All Credit Types Considered

    ♠ Options for credit score as low as 580
    ♠ (if lower, we can coach you on what to do)

Commercial:

  • Niche & Small Balance options)
  • Class A Office Condo/High Rise
  • Apartments
  • Retail Space/Strip Centers
    (franchise or mom & pop shops)
  • Special Purpose
    (Coin Op Car Wash, Storage, etc)
  • No Products for Raw Land (see your local bank)

Construction:

  • Lot Loans
  • 1 Time Close & or Separate Interim/Permanent
  • Remodel, Pool & Home Improvement
  • Locks for 360 Days

Fast Mortgage Approvals!
Online Application Available 24hrs or Call:

( 877 )  77-COWEN
(877 )-772-6936






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Cowen Funding Services, LLC
Toll Free:877-77COWEN (877-772-6936) Fax:877-772-6938

Samuel K. Cowen license# 1860 is licensed under the laws of the state of Texas & by state law is subject to regulatory oversight by the Texas savings & loan department. Any consumer wishing to file a complaint against Samuel K. Cowen license# 1860 should complete, sign, & send a complaint form to the Texas Savings & Loan Department, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms & instructions may be downloaded & printed from the department’s web site located at www.tsld.state.tx.us or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline at 877-276-5550, by fax at (512) 475-1360, or by e-mail at tsld@tsld.state.tx.us The department maintains the mortgage broker recovery fund to make payments of certain types of judgments against a mortgage broker or loan officer. Not all claims are compensable & a court must order the payment of a claim from the recovery fund before the department may pay a claim. for more information about the recovery fund, please consult subchapter f of the mortgage broker license act on the department’s web site referenced above.

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